So we’ve already made it as easy as humanly possible to plan an affordable cremation in advance using our online tools—if you haven’t checked them out yet, you can do so by clicking here.
Whether you planned the cremation for a loved one in New Jersey or for yourself, the next logical question is how to make sure the money is set aside until you actually need it. We have that covered too.
In New Jersey, money paid in advance for a cremation service or funeral service is deposited into a trust fund (it’s illegal for funeral homes in New Jersey to mix your money with theirs). At Simple Cremation of New Jersey we use something called CHOICES, which is the New Jersey Prepaid Funeral Trust Fund. It’s FDIC insured and is operated by the New Jersey State Funeral Directors’ Association.
After completing one additional form (we help you do that too), your family’s money is deposited into the trust fund where it is pooled with hundreds of thousands of other families’ funds. Why would the money be pooled like that? Because it earns pretty serious interest that way. Enough interest, in fact, that it may help in offsetting the cost of inflation over several years.
Opening a funeral trust fund like this for your family is completely free and you have access to the daily balance in the account 24/7 by visiting the CHOICES website. And most importantly, the money will be there for you when it’s time to use it. Instead of worrying about payment to Simple Cremation of New Jersey at the time of need, we help your family with the cremation service immediately and then we bill the trust fund.
There really is no downside to paying for your cremation in advance. Once you’ve made all your selections on our website, give us a call and we’ll help you through the last step of payment. It can’t get much more simple than that. And the best part? You never have to think about it again.